At Wealth Management Associates, we offer a flexible suite of services that cater to a set of needs as diverse as our client base. Every individual, family and business is unique, and we pride ourselves on having the tools to help you get where you want to be regardless of your situation.
Comprehensive Wealth Management
Our comprehensive approach to wealth management allows us to review all aspects of your financial life and design a portfolio that fits your needs and objectives. We meet with clients on a quarterly, semi-annually or annual basis to review progress and make any changes needs to keep you on track to meet your goals.
We analyze your current insurance holdings to look for cost savings and gaps in coverage. Our insurance expertise covers group and individual plans from the following:
- Medical, Dental and Vision Insurance (HSA plans included)
- Disability Insurance
- Long-Term Care
- Life Insurance
- Fixed and Variable Annuities
If you’re unsure which retirement plan is right for you or your business, we will help you determine which plan makes the most sense. Some common options include Individual Retirement Accounts (IRA’s), Simplified Employee Pension plans (SEP’s) and 401(k) plans.
Over the past few decades, college expenses have become a significant expense for most families. While opening a college savings account is an important first step, we can help you plan for tuition inflation and other unforeseen challenges. When it comes time for your children to leave for school, we can also assist you in navigating the confusing world of government and private loans if the need arises.
At Wealth Management Associates we are experts at income distribution. We can help you create income for retirement which will replace that lost paycheck and provide an income stream to last a lifetime. In addition, we also provide tax reduction strategies that can help preserve your wealth and prevent leaving your heirs with a large tax bill when you pass away.
Continuation planning is critical for any small business owner who has spent an entire career growing a business. For owners looking to retire, we provide tax-efficient exit strategies that will allow you to enjoy your retirement yet still leave a functioning enterprise behind. We also provide pro-active solutions that will help a business deal with the disability or early passing of an owner.